Housing Affordability Up & Sales Surging!

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What’s Hot Today?

Housing affordability in the U.S. has improved for eight straight months. October 2025 was the most affordable for homebuyers since 2022, finally reversing the sting from all those rate hikes a few years back. That’s a huge win for anyone dreaming of homeownership.

Even better, pending home sales in November jumped 3.3% from the previous month—and are up 2.6% year-over-year. This winter is officially the busiest real estate season in years. More buyers are hitting the market, and the National Association of Realtors says 22% of agents expect even more activity in the next three months, up from just 17% in October. People are clearly getting ready for a hot spring and summer market.

A Few Eye-Opening Stats:

• 40% of U.S. homes are mortgage-free!

• Of those with a mortgage, 53% locked in rates at 4% or less.

• Mortgage rates now sit in the low 6% range—higher than the pandemic lows, but decent by historical standards.

Stay Winning Mindset

What does it all mean? With better affordability and busy buyer activity, early 2026 is shaping up to be an opportunity-packed season for both buyers and sellers. If you locked in a low rate, you’re golden. If you’re house hunting, things are finally looking up.

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